Rajesh Iyer's Articles

Trends in financial product distribution

Rajesh Iyer Financial products are investment avenues and if matched properly with investor needs and risk profile, can serve the primary need to beat inflation and generate adequate returns after adjusting for risk. In recent years, post liberalization of financial services industry, diverse financial products have been introduced such as variety of open-ended and close-ended equity and debt mutual fund schemes, life and non-life insurance schemes - ULIPs, Pension plans, PMS schemes focusing on customized investment in stocks and corporate bonds/debentures.