Think Tank

Importance of Asset Allocation

Oisharya Das

As investors increasingly explore newer avenues for investment, the importance of Asset Allocation is touching a new high. What exactly does Asset Allocation entail, and how does it add value to one’s portfolio? Ms. Oisharya Das, Head West India and NRI – Wealth Management Services, gives us a bird’s eye view on this important financial planning tool.

Professional Wealth Management

As investments, borrowing and risk management have all become common parlance, the eager investor is intrigued by the role of professional wealth management on his financial radar. Mr. Rajmohan, Regional Head North and South India – Kotak Wealth Management, elaborates on one’s requirement for personal wealth and professional wealth management.

Trends in financial product distribution

Rajesh Iyer Financial products are investment avenues and if matched properly with investor needs and risk profile, can serve the primary need to beat inflation and generate adequate returns after adjusting for risk. In recent years, post liberalization of financial services industry, diverse financial products have been introduced such as variety of open-ended and close-ended equity and debt mutual fund schemes, life and non-life insurance schemes - ULIPs, Pension plans, PMS schemes focusing on customized investment in stocks and corporate bonds/debentures.

A Freudian investment strategy

Jaideep Hansraj Understanding investments and therefore its process is a multi layered discipline. An investment plan is tailored for an individual keeping his requirements as the constant. Among the various attributes taken into consideration, one of the most important variables is the investor’s attitude towards risk. The challenge is to go under the surface and into the psyche of the investor in question. This makes the process psychologically intensive.

Ultra HNIs Require Holistic Solutions

Ashish Khetan The financial scenario has seen the rise of a relatively new and intriguing space – the Family Office business. Our expert on the subject Mr. Ashish Khetan, Head of Family Office Business, Kotak Mahindra Bank, spills the beans on this new dimension and how it has grown into the preferred choice for the ultra HNIs today